# User groups

### **Add and change group settings. Basic settings**

**Name** - the name will be displayed in the user control panel and is used in all access settings.

**Sorting** - sorting the order in which groups are displayed.

***

### **General settings**

**Allow API use** - enable the user to use [Your API](https://doc.money-top.com/en/other/training/your-api).

**Allow use of the affiliate program** - enables the user to use the [Affiliate program](https://doc.money-top.com/en/exchange-settings/exchange/affiliate-program).

**Allow the use of investments** - enable the user to use the [investments](https://doc.money-top.com/en/modules/modules-and-plugins/plugins/investments) plugin.

**Allow transfer of funds between users** - enable the ability to transfer funds from balance to balance between users.

**Moderate added information** - option to pre-check added information.\
For example, exchanger reviews.

**Display a secret code (captcha) when adding information** - display a secret image when adding information.\
For example, filling out an application.

**Display security questions when adding information** - display [secret questions (Antispam)](https://doc.money-top.com/en/basic-settings/system/anti-spam) when adding information.\
The option is used when filling out an application and in some plugins.

**Allow withdrawal of funds from the balance** - see section: [Finance - Withdrawal of funds](https://doc.money-top.com/en/other/finances/withdrawal).

**Allow contacting technical support** - see section: [Additional - Support](https://doc.money-top.com/en/other/additional/support)

**Allow the use of bookmarks** - see section: [Advanced - Bookmarks](https://doc.money-top.com/en/other/additional/bookmarks)

**Allow the use of the Subscription option** - allow or prohibit subscribing to the newsletter.\
See section: [Additional - Newsletter](https://doc.money-top.com/en/other/additional/newsletter)

**Allow SMS sending** - see SMS sending settings in the section: [Settings - Configuration - SMS](https://doc.money-top.com/en/basic-settings/settings/configuration/sms)

***

### **Verification settings**

Verification has failed and users of this group will not be able to submit an application for the referral.

**Required E-mail verification** - required E-mail verification for this group.

**Mandatory mobile verification phone** - mandatory mobile verification for this group.

**Mandatory verification by first name, last name** - mandatory verification of first name, last name for this group.

**Required payment card verification** - mandatory payment card verification for this group.

**Required verification of residential address** - mandatory verification of residential address for this group.

**Insured amount (deposit) is required** - the option is enabled and the user of this group will not be able to submit an application for the referral without paying the insurance amount.\
[See description options](https://doc.money-top.com/en/other/finances/deposits)

How to limit the processing of applications, see the section:\
[Currency exchange - Directions (options) - Verification by direction](https://doc.money-top.com/en/exchange-settings/exchange/directions-options#verification-by-direction)
